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Balance Transfer & Top-Up
Lower your EMI by transferring your existing car loan to a bank with better rates — and get an extra Top-Up amount on top. BT+Top facilities up to 150% of car value.
Balance Transfer
If you're paying a high interest rate on your current car loan, a balance transfer moves your outstanding principal to a new bank at a lower rate — reducing your EMI immediately.
- Reduce EMI from day one
- No need to sell or change your car
- We handle the old bank foreclosure
- Minimal paperwork
Top-Up Loan
Along with the BT, get an additional Top-Up loan — extra cash based on your car's equity — without any separate application. One loan, dual benefit.
- Top-up up to 150% of car valuation
- Use for any purpose — no restrictions
- Single EMI for BT + Top-up combined
- Best rates from 15+ partner banks
Example Savings with BT Top-Up
A real-world example of how BT can reduce your EMI burden.
Current Loan
Outstanding₹4,50,000
Rate18% p.a.
EMI₹11,400/mo
After BT Top-Up
New Loan₹6,00,000
Rate11% p.a.
EMI₹8,900/mo
Save ₹2,500/month + ₹1.5L extra cash!
Ready to save on your car EMI?
Apply in 2 minutes. Our team finds the best BT offer for you.
Call / WhatsApp: +91 93913 33710